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Welcome to King Southern Bank

At King Southern Bank we are committed to providing you with the level of service and loyalty only a local institution can offer. Feel free to browse our site to learn more about us. Current customers can utilize our Online Banking portal or our Corporate Cash Management module. If you would prefer to visit one of our banking centers, our branches are located conveniently around the region. If you have any questions, simply use the contact form and a banking representative will be in touch shortly.

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LOST OR STOLEN DEBIT CARD

To report a lost or stolen debit card after normal business hours, on the weekend, or on holidays, Please call 1-800-523-4175, select option 1, and then option 2. A card service representative will deactivate the card. Please remember to contact your local King Southern Bank branch as soon as possible to report the card as lost or stolen.

You may also contact us by email at ibanking@kingcorporategroup.com or by phone at 502-245-9600. **This e-mail is not secure. Please do not include any personal information such as your Social Security Number or Account Number.

DEBIT CARD USAGE

Due to an increased amount worldwide of identified patterns in attempted debit/credit card fraud, for your protection, King Southern Bank has placed limitations on debit card usage (ATM/Point-of-Sale/Online/Telephone) in certain foreign countries. We have taken this proactive measure due to large numbers of attempted fraudulent transactions being reported by various Law Enforcement Agencies stemming from those identified countries. If you plan to travel outside the U.S., please contact us at 502-245-9600 so we can inform you if there are any debit card limitations where you will be traveling.

Due to nationally identified patterns of attempted debit/credit card fraud at certain types of retail merchants, King Southern Bank suggests using your card as a "debit" and inputting your P.I.N. at retail merchants when traveling outside the State of Kentucky.

Remember, King Southern Bank's Card Fraud Department will attempt to contact you should there be suspicious activity attempted on your card. You will not, however, be asked to reveal your card or account number over the phone. Our Fraud Department will already have that information.

Should you have any questions regarding your King Southern Bank Visa Debit Card, please contact us at 502-245-9600.

FDIC DEPOSIT INSURANCE

On July 21, 2010 FDIC deposit insurance has been permanently increased from $100,000 to $250,000 per depositor.

NOTICE OF CHANGES IN TEMPORARY FDIC INSURANCE COVERAGE FOR TRANSACTION ACCOUNTS

All funds in a "noninterest bearing transaction account" are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC's general deposit rules.

The term "noninterest-bearing transaction account" includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It also includes Interest on Lawyers Trust Accounts ("IOLTAs"). It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts, and money-market deposit accounts.

For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov.

UNLAWFUL INTERNET GAMBLING NOTICE- Restricted transactions as defined in Federal Reserve Regulation GG are prohibited from being processed through any business account or relationship. Restricted transactions generally include, but are not limited to, those in which credit, electronic funds transfers, checks, or drafts are knowingly accepted by gambling businesses in connection with the participation by other in unlawful internet gambling.


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