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Welcome to King Southern Bank


King Southern Bank is pleased to bring you our online banking and bill payment services.To access these services or, if you'd like to register for Online Banking, please see the Online Banking/Bill Payment tab to the left.

If you have any issues, no matter how small, we are here to assist you. Please call 502-245-9600 or email us at (please do not include any sensitive information when emailing us).

Our online banking and bill payment services provide you with the convenience of managing your accounts, transferring funds, viewing customizable transaction history, and paying bills.In addition to these services, we are pleased to offer:

  • "Notify Me" alerts via text message or email
  • External transfers to or from banks outside King Southern Bank (some restrictions apply, ask us for details)
  • Request a stop payment
  • Customize transaction descriptions to better track spending

For our Valued Business Customers we are pleased to offer:

  • Seamless access to all your accounts and loans, even if the accounts are under multiple business names
  • Check Reconciliation (a.k.a. Positive Pay)
  • ACH Origination Services (approval required, ask us for details)
  • Securely transmit tax returns and financials to King Southern Bank
  • Create and manage sub-users to access and perform transactions only on accounts approved by your Business

To report a lost or stolen debit card after normal business hours, on the weekend, or on holidays, Please call 1-800-523-4175, select option 1, and then option 2. A card service representative will deactivate the card. Please remember to contact your local King Southern Bank branch as soon as possible to report the card as lost or stolen.
You may also contact us by email at or by phone at 502-245-9600. **This e-mail is not secure. Please do not include any personal information such as your Social Security Number or Account Number.

Due to an increased amount worldwide of identified patterns in attempted debit/credit card fraud, for your protection, King Southern Bank has placed limitations on debit card usage (ATM/Point-of-Sale/Online/Telephone) in certain foreign countries. We have taken this proactive measure due to large numbers of attempted fraudulent transactions being reported by various Law Enforcement Agencies stemming from those identified countries. If you plan to travel outside the U.S., please contact us at 502-245-9600 so we can inform you if there are any debit card limitations where you will be traveling.
Due to nationally identified patterns of attempted debit/credit card fraud at certain types of retail merchants, King Southern Bank suggests using your card as a "debit" and inputting your P.I.N. at retail merchants when traveling outside the State of Kentucky.
Remember, King Southern Bank's Card Fraud Department will attempt to contact you should there be suspicious activity attempted on your card. You will not, however, be asked to reveal your card or account number over the phone. Our Fraud Department will already have that information.
Should you have any questions regarding your King Southern Bank Visa Debit Card, please contact us at 502-245-9600.

On July 21, 2010 FDIC deposit insurance has been permanently increased from $100,000 to $250,000 per depositor.
For more information about FDIC insurance coverage of transaction accounts, visit

Restricted transactions as defined in Federal Reserve Regulation GG are prohibited from being processed through any business account or relationship. Restricted transactions generally include, but are not limited to, those in which credit, electronic funds transfers, checks, or drafts are knowingly accepted by gambling businesses in connection with the participation by other in unlawful internet gambling.

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