Products
Gold Checking
- Available to Consumers and Businesses
- $100.00 Minimum Deposit to Open
- $500.00 Average Daily Balance Required*
- Unlimited Deposits and Check Writing
- King Southern Bank Debit Card Available
- Direct Deposit Available
- Overdraft Protection Available
- Internet Banking with Electronic Bill Pay Available
Silver Free Checking
- Available to Seniors Over 62
- No Balance Requirement
- Unlimited Deposits and Check Writing
- Free King Southern Bank Basic Checks (1st Order)
- No Monthly Service Charge for the Account
- King Southern Bank Debit Card Available
- Direct Deposit Available
- Overdraft Protection Available
- Internet Banking with Electronic Bill Pay Available
Now Account - Available to Consumers and Sole Proprietorships
- $2,500.00 Minimum Deposit To Open
- $2,500.00 Minimum Daily Balance Required****
- Unlimited Check Writing
- Earns a Competitive Interest Rate
- Overdraft Protection Available
- Internet Banking and Electronic Bill Pay Available
Passbook Savings - Available to Consumers And Businesses
- $100.00 Minimum Deposit To Open
- $50.00 Minimum Daily Balance Required*
- 3 Withdrawals Allowed Per Month**
- Earns a Competitive Interest Rate
- Internet Banking Available
Money Market Account - Available to Consumers and Businesses
- $2,500.00 Minimum Deposit to Open
- $1,000.00 Minimum Daily Balance Required*
- Six Withdrawals Allowed Per Month*** (Three of which may be checks)
- Earns a Competitive Interest Rate
- Internet Banking Available
Certificate Of Deposit - Minimum $1,000.00 Deposit To Open
- Earns a Competitive Rate with Interest being paid by check or compounding monthly
Merchant Services
King Southern Bank provides complete solutions for your credit and debit card processing needs. Our merchant services program enables your business to accept Visa, MasterCard, American Express and Discover. Through our partnership with ePC Payment Solutions, we are able to offer outstanding service and results with interchange rates below our competition. Please contact a King Southern Bank CSR to inquire about merchant services and set up a free review of your current merchant services program. |  |
*A Service Charge Of $6.00 Will Be Applied If The Account Falls Below The Required Average Balance During The Statement Cycle.
**A Maintenance Fee Of $2.00 Will Be Applied For Each Additional Withdrawal
***A Maintenance Fee Of $3.00 Will Be Applied For Each Additional Withdrawal
****A Service Charge Of $7.00 Will Be Applied If The Account Falls Below The Required Average Balance During The Statement Cycle.